Liability Insurance Is Required to Drive a Motorcycle in Arizona

Riding your bike around the beautiful Phoenix area can be a joy, but you want to make sure you have the right insurance before you hit the road. To protect yourself and other motorists, the state of Arizona requires you to carry at least the minimum motor vehicle insurance:

• $25,000 bodily injury liability for one person

• $500,000 bodily injury liability for two or more persons

• $15,000 property damage liability

Bodily injury coverage pays for medical bills, lost wages, and disability if another person is injured in an accident where you are at fault. Property damage pays for the repair or replacement of things like other people’s vehicles, landscaping, fencing, and mailboxes.

Consider Additional Insurance Coverage for Peace of Mind

Many of our Phoenix customers prefer to add more motorcycle coverage that isn’t included with minimum liability insurance. You might enjoy greater peace of mind with:

• Collision coverage for your bike if you are at fault in an accident

• Custom parts and equipment insurance

• Uninsured motorist coverage

• Comprehensive coverage for vandalism, theft, fire, etc.

• Medical coverage for you and any passengers

• Roadside assistance

Independent Agents Offer Personalized Service and Insurance Education

We are independent agents at TD Insurance, and we have dozens of options available that you won’t find with big insurance companies for your motorcycle insurance. We provide personalized service and insurance coverage that’s tailored to you specifically. For example, we work with your budget and talk about deductibles and seasonal coverage to reduce costs.

Call us at 602-254-3208, or reach out online for a quote. Make sure your motorcycle has the coverage you need so you can ride legally, knowing your bike is covered for a wide variety of emergencies. Get in touch today.

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